How to use the salary to hourly calculator
- Choose Salary → hourly to turn an annual salary into an hourly rate, or Hourly → salary to turn an hourly wage into yearly pay.
- Enter your annual salary or hourly rate, then your hours per week and paid weeks per year. A full-time year is 40 hours × 52 weeks.
- Under Paid time off, add your paid holidays and PTO or vacation days. Your pay stays the same, but the calculator shows the effective hourly rate for the hours you actually work.
- In hourly mode, leave Pay overtime at 1.5× ticked if you are paid time-and-a-half for hours over 40 a week, and enter your total weekly hours (for example 45).
- Tick Also show pay after federal and state taxes, then pick your state and filing status to see take-home pay for every period.
- Use Copy results to paste the figures elsewhere. Inputs are remembered on this device only.
How salary and hourly pay convert
A salary is paid for every week of the year, so the hourly rate is the salary divided by the paid hours: salary ÷ (hours per week × paid weeks per year). At 40 hours and 52 weeks that is 2,080 paid hours. The rule of thumb "double the hourly rate and add three zeros" uses 2,000 hours and is about 4% off.
Going the other way, yearly pay is the hourly rate × hours per week × paid weeks. Monthly pay is one twelfth of the year, semimonthly (24 paychecks) one twenty-fourth, and weekly and biweekly are the pay for one or two paid weeks.
Paid holidays and PTO. Paid days off are already inside a salary, so they do not change the hourly rate on paper, but they raise what you earn per hour actually worked. The calculator turns days into hours (hours per week ÷ workdays per week) and divides your pay by the hours left. For unpaid time off, lower the paid weeks instead.
Overtime. Under the federal Fair Labor Standards Act, non-exempt employees must be paid at least 1.5 times their regular rate for hours over 40 in a workweek. In hourly mode the first 40 hours are paid at your rate and the rest at 1.5× in the weeks you work; paid days off count at straight time. Many salaried employees are exempt, so in salary mode extra hours just lower your hourly equivalent.
After-tax view. The after-tax column uses the same 2026 engine as our US salary calculator: federal income tax with the 2026 standard deduction ($16,100 single, $32,200 married filing jointly, $24,150 head of household), Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45% (plus 0.9% Additional Medicare Tax above $200,000 for single filers), and your state's income tax and employee payroll programs where the state has them. In hourly mode the overtime premium (the extra "half") counts towards the federal deduction for qualified overtime, up to $12,500 ($25,000 for joint filers), reduced once income passes $150,000 ($300,000 joint).
Worked examples
$65,000 salary. $65,000 ÷ 2,080 hours = $31.25 an hour, $1,250 a week, $2,500 every two weeks, $2,708.33 twice a month and $5,416.67 a month. With 10 paid holidays and 10 PTO days you are paid for 2,080 hours but work 1,920 (20 days × 8 hours fewer), so your effective rate for hours worked is $65,000 ÷ 1,920 = $33.85. As a single filer in Texas, which has no state income tax, 2026 federal income tax is $5,620 (taxable income $65,000 − $16,100 = $48,900) and Social Security and Medicare are $4,972.50, leaving about $54,407.50 a year, or $26.16 per paid hour.
$25 an hour with overtime. At 45 hours a week for 52 weeks with no time off, each week pays 40 × $25 = $1,000 plus 5 × $37.50 = $187.50 of overtime, so $1,187.50 a week and $61,750 a year. Of that, the overtime premium (5 hours × $12.50 × 52 weeks = $3,250) can be deducted for federal income tax.
Why your paycheck may differ
- Pre-tax deductions. 401(k), health premiums and HSA contributions lower take-home pay and taxable income; model them in the paycheck calculator.
- Withholding versus tax owed. This page estimates the tax owed for the year; payroll withholds based on your W-4, so paychecks can differ slightly and the gap shows up as a refund or a bill.
- Local taxes and credits. City or county income taxes and credits such as the child tax credit are not included.
Compare job offers or price a raise with the salary comparison calculator, find the gross pay you need with the net to gross calculator, or work out percentages with the percentage calculator. See all salary and money calculators.
Frequently asked questions
How do I convert my salary to an hourly rate?
Divide your annual salary by the hours you are paid for in a year. For a full-time job that is 40 hours × 52 weeks = 2,080 hours, so $50,000 a year is $50,000 ÷ 2,080 = $24.04 an hour.
How much is $20 an hour per year?
At 40 hours a week for 52 weeks, $20 an hour is $20 × 2,080 = $41,600 a year before tax, or about $3,466.67 a month. Part-time hours or unpaid weeks lower it proportionally.
Should I include holidays and vacation when converting salary to hourly?
For the usual quoted hourly rate, no: salaried employees are paid for holidays and vacation, so you divide by all 2,080 paid hours. To see what you earn per hour actually worked, subtract paid days off; that is the effective hourly rate shown here.
How is overtime calculated for hourly workers?
Under federal law non-exempt employees get at least 1.5 times their regular rate for each hour over 40 in a workweek. At $25 an hour, a 45-hour week pays 40 × $25 + 5 × $37.50 = $1,187.50. Some states also require daily overtime; this calculator uses the weekly federal rule.
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